Utah NetCare Continuation Plans

Utah state law now requires insurers to offer alternative health insurance coverage, called Utah NetCare Plan.  The options are low-cost plan designs that combine preventive and primary care with catastrophic coverage as a low-cost alternative to COBRA and mini-COBRA.

A COBRA or mini-COBRA eligible member will now have the choice of COBRA or mini-COBRA respectively, a High Deductible NetCare Continuation option or a Low Deductible NetCare Continuation option.  If a member chooses a NetCare option, mini-COBRA guidelines will supersede COBRA guidelines, regardless of your group size.  The member will only be allowed a maximum of 12 months coverage with no additional opportunities for extension based on other qualifying events. Members eligible for COBRA or mini-COBRA may elect one of these plan options.  Rates for the NetCare options are attached to your renewal letters.

NetCare Continuation Benefit Summaries

• NetCare Low Deductible Option Groups 2-50
• NetCare High Dedutible Option Groups 2-50
• NetCare Low Deductible Option Groups 51+
• NetCare High Deductible Option Groups 51+
• NetCare Alternative Coverage: Notice sent to new and renewing groups beginning