• A simple way to pay for life’s medical expenses. It’s a comprehensive health plan and a tax-free savings account all rolled into one.
• Personalized wellness programs encourage and reward the insured for reaching their health goals.
• Enhanced support and interactive tools make this plan easy to understand and use.

Exclusions and limitations are inside each benefit summary PDF below.
For effective dates beginning 1/1/09.

Deductible	Effective 10/15/09 to 12/31/09	Effective 01/01/10 & Beyond
Individual $1,500 / $2,500 / $3,500 Family $3,000 / $5,000 / $7,000	(PDF)	(PDF)
Individual $5,000 Family $10,000	(PDF)	(PDF)
Embedded deductible option: Family $5,000 / $7,000 with $3000 individual deductible	(PDF)	(PDF)

You can work with one of Regence’s preferred banking partners or choose your own bank.

• HSA Bank
• US Bank
• Wells Fargo

You can round out the benefits your employees will enjoy by adding optional plan benefits. To learn more about these options, contact us » or your agent.

Chemical Dependency & Mental Health (Combined Benefit)

For the Individual $1,500/$2,500/$3,500 deductible option and the Embedded deductible option $5,000/$7,000 with a $3,000 individual deductible:

Option 1 (Groups of 2-50): 8 inpatient days/12 outpatient visits per calendar year (subject to deductible and out-of-pocket maximum)

Option 2 (Groups of 2-50): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at 50% (Category 1 & 2, Category 3 may be subject to balance billing)

(Groups of 51+): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at regular medical levels (Category 3 may be subject to balance billing)

For the Individual $5,000 deductible option:

Option 1 (Groups of 2-50): 8 inpatient days/12 outpatient visits per calendar year (subject to deductible and out-of-pocket maximum)

Option 2 (All group sizes): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at 100%

Unlimited Spinal Manipulations

• No benefit maximum
• Category 1 & 2, Category 3 may be subject to balance billing

Vision

• 100% coverage for annual eye exam (Category 1 & 2, Category 3 may be subject to balance billing)
• Up to $150 in hardware annually
• Not subject to deductible

Dental
Three plans that offer something for everyone. Available as stand-alone coverage or paired with Regence HSA Healthplan 2.0.

• Dental Options: Encore^SM, Expressions^SM & Radiance^SM

Employee Assistance Program (EAP)
A service that helps employees deal with the challenges they face in any of their many roles: employee, parent, spouse, child, friend, partner, and even consumer.

• 24-hour crisis assistance
• Up to 4 face-to-face counseling sessions per incident
• Legal and financial services
• Parenting services and Adult and Elder care
• read more

Critical Illness Insurance
Employees can cover most or all of their HSA deductible when a critical illness strikes. This unique plan is available through group voluntary coverage at no cost to the employer:

• Lump sum benefit of $5,000 to $100,000 on diagnosis of a specified critical illness
• Employees can use the benefit to pay all or part of deductible
• No restrictions on how to spend this benefit

Life and Disability
To learn about Life and Disability plans, visit our partner, Regence Life and Health.