Regence RealValue
RealValue is designed for individual consumers interested in a lean benefit, low premium high deductible health insurance plan to provide coverage in the event of large, unexpected medical bills.

Benefit structure and provider networks
Benefits on this product are in- and out-of-network.  Members receive the highest level of benefits when they seek services from in-network providers.

Individuals can select the Preferred ValueCare Network or Preferred FocalPoint Network.

On our in- and out-of-network, out-of-network providers are reimbursed at non-participating reimbursement rates. There is no hold harmless requirement, even if the provider is contracted with a different Regence network. To keep members’ out-of-pocket costs to a minimum, please refer members to in-network providers. Payment for out-of-network services will be directed to the member.

Validate your information in our Provider Directory. Enhance your provider profile on the Provider Center.

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