Innova and Engage are two Regence products designed for all employer groups.

Employers choose from a:

• Range of copayment, coinsurance and deductible amount options
• Wide menu of optional benefits for their employees

Members can choose:

• To seek services from physicians, other health care professionals and facilities contracted with Regence BlueCross BlueShield of Utah (BCBSU) ValueCare or Traditional networks or from non-contracted providers  

Note: ValueCare network providers are also referred to as Preferred or PPO and Traditional network providers as Participating or PAR

• Benefit levels and services

These products offer members information and tools to help them manage their health care choices. We refer to these products as self-managed plans. These products do not require referrals or primary care physicians.

Innova
Innova is ideal for individuals and families that may seek medical care several times a year. Innova includes:

• Several member benefits that are not subject to a deductible; as well as a variety of benefits that include copayments, deductibles and coinsurance (refer to the benefit summary included later in this training)
• Differing benefit levels based on the member’s choice of provider

Engage
Engage offers simplicity for our members. Engage includes:

• Member benefits that are subject to a deductible and coinsurance
• A single benefit level for all providers

Innova and Engage are designed to promote member awareness of their benefits and options. We hope to encourage members to become more involved—to partner with their physicians and other health care professionals—to understand and participate in their health care decisions.

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